What is a Personal Loan?
A personal loan is used for every day, personal expenses such as paying household bills, weddings, car repairs, consolidating debts and more.
Personal loans are unsecured so your eligibility is based on things like income and credit status and you do not require any assets or collateral to be eligible.
Fund Ourselves offers personal loans online, where you can borrow between £100 and £500 and repay over 4 months.
Our effective short term loans
are commonly used to pay for any pressing emergencies such as broken boilers, car repairs, outstanding bills and other household expenses. We offer an instant decision upon completing the loan application online and if successful, you can receive funds to your bank account in 24 hours or less
How Can I Get the Best Personal Loans?
Personal loans with low rates are usually available to customers with good credit scores. If the individual has demonstrated a history of repaying other similar loans and credit cards on time, it gives the lender confidence that they will be able to keep up with repayments. Hence, they will be offered a lower rate to reflect the lower risk of default.
We operate as a peer to peer lender
where we match borrowers with potential investors who are looking to earn a good return on investment. So we have a number of individual lenders who can offer loans for people with not-so-good credit and this may be simply reflected by the borrower being charged a slightly higher interest rate.
To be eligible for a personal loan with Fund Ourselves, your credit score will be taken into consideration but we look for individuals who are over 18, have a permanent UK address, stable flow of income and regular employment.
How to Apply with Fund Ourselves?
Our entire application is completed online, 24 hours a day, 7 days a week. We require just a few quick details including how much you would like to borrow, how long for, some contact details and your monthly income.
We are able to run a number of instant checks so that you can receive a loan offer in seconds. Subject to some further checks, we are able to fund all successful applications within 24 hours.
We offer flexible loans which are repaid over 1 to 4 instalments and there are no upfront fees or hidden fees either.
Fund Ourselves is passionate about helping borrowers achieve financial support and wellbeing and will always be flexible and accommodate you where we can. There are no early repayment fees if you wish to clear your loan early – and this is one of our commitments to help you save money and stay on top of your finances.