Apply for a Car-Repair Loan
Representative APR 504.7%
Apply for a Car-Repair Loan
Representative APR 504.7%.
Late repayment can cause you serious money problems. For help, go to www.moneyhelper.org.uk
Borrow £200 for 122 days. Interest rate 211% p.a. (fixed). Total amount repayable £286.82. Four repayments of £71.71 each. Representative APR 504.7%
Loans for Car Repairs - Apply for up to £1,500
If your car is in desperate need of repair, Fund Ourselves is here to help you borrow £100 to £1,500 to get it fixed and help you get back on the road.
With our fast and flexible short term loans, you can apply online and get funds on the same day of applying.
So whether you need to drive to work or get your kids to school, Fund Ourselves is here to help you apply for money online and get your car fixed pronto.
You also have the option to repay over 3 to 6 months in equal monthly instalments, giving you extra breathing space and helping you to get your finances in order. To get started today, simply click on the ‘Apply now’ button below.
Fund Ourselves Can Assist With…
- Emergency loans for car repairs
- Loans for car breakdowns
- Loans for car replacements
- Loans for car purchases and insurance
- Loans to fix broken windshields and mirrors
- Loans to fix your car, bike or van
How is Fund Ourselves Different To Other Lenders?
At Fund Ourselves, we are very committed to helping customers who may be experiencing financial difficulties. We do not charge any late fees, our customer services will be happy to discuss options to help you repay the amount outstanding and may offer more time to spread the instalments subject to further interest. If you are having difficulties in making repayment, out friendly customer services is available to discuss various options including spreading your repayment for longer period. . Representative APR 504.7%. These loans are subject to terms and condition, individual circumstances, affordability and credit checks. Please ensure you can afford to repay before making an application. For comparison, see https://www.clearandfair.co.uk/
Our loans are carefully arranged through a group of peer-to-peer lenders who are looking to get a return on their investment - and this allows us to facilitate loans for both good and bad credit histories as long as they can afford to fully repay the loan.
With a fully online application, instant decision and same day funds, loans from Fund Ourselves are perfect for an emergency and if you need money to get your car repaired today, we are in the best position to help you do so.
What are the Eligibility Criteria?
- Must be over 18 years of age
- UK resident
- Earning a regular income
- Can afford monthly repayments
- Valid UK bank account, mobile phone and email
- No guarantor required
- Bad credit and CCJs OK
How Much Can I Borrow to Repair My Car?
Fund Ourselves offers car repair loans between £100 and £1,500 to help fix any dents, scratches, punctured tyres or engine troubles to help you get back on the road.
The amount you can borrow is based on your income, credit status and affordability, so that you can afford monthly repayments without facing financial difficulty.
Our application process is streamlined to approve and fund your loan as quickly as possible. Whilst a lot of the application is managed online, in some cases, we may request a proof of income in order to confirm your employment and salary.
Can I Repay Monthly for Car Repairs?
Yes, our financial products range from 4 to 6 months, repaid in equal monthly instalments, so you know exactly how much you are paying back every month and there are no surprises.
Repayments are collected automatically from your bank account using a process called continuous payment authority. This allows us to collect the agreed amount automatically from your account and saves you time from calling us up, going to the bank or making a manual repayment. We like to keep the process as straightforward and simple as possible.
You also have the option to repay early at any time and you will often save money for doing so, since you are accruing less interest overall.
Do You Offer Car Repair Loans for Bad Credit Histories?
Yes, Fund Ourselves can offer loans for car repairs for bad credit and poor credit histories, including IVAs and CCJs as long as you can afford to fully repay the loan on time which does not put you in further financial difficulties.
By operating as a peer-to-peer lender, your loan request is presented to other individual investors on our panel who are looking to lend out money and get a return on their investment.
Our investors can potentially earn more for taking on bigger risks, so we have a healthy volume of people who are looking to provide loans for bad credit histories, giving you the important funds you need as long as you can afford to repay the loan in full which does not put you in further financial difficulties.
How to Apply for Car Repair Loans with Fund Ourselves
Customers can apply for a car repair loan in less than 5 minutes - simply click on the ‘apply now’ button below and you will be taken directly to our online application form where you can apply.
Our loan application is available 24 hours-a-day, 7 days-a-week and completed via desktop, mobile or tablet.
We require some basic information about you, how much you are looking to borrow and how long for.
We are able to give you an instant decision on the screen with a loan offer and subject to further checks, customers that are approved can receive their loans within 24 hours or the same day of applying.
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From the People to the People
How it works
FAQs about Short-Term Loans
- Is Fund Ourselves a Direct Lender?
Yes, Fund Ourselves is a direct lender so the entire loan application process is handled by us from start to finish. We will be your sole contact throughout your loan term, including any checks, funding and collections. Our team is on-hand to assist you every step of the way.
- Are There Any Fees for Applying?
No, we do not charge any fees for applying for a loan.
- Will Getting a Loan Quote
Negatively Impact My Credit Score?
Getting a loan quote goes through soft credit search which is not likely to impact your credit score (unless multiple soft searches are being carried out by other providers). However, if you decide to go ahead to accept the loan quote, just like any other loan provider, the updated status of the loan status will be shared with the credit reference agency, which may impact your credit score.
- Do I Need a Guarantor To Apply?
No, loans from Fund Ourselves are unsecured and you do not require a person to act as a guarantor in order to be approved.
- Can I Repay My Loan Early?
Yes, you have the option to repay your loan early at any point. To repay in full, you can simply log into your account or contact our customer services team who will process this for you.
- Can I Apply for a Short-Term
Loan on Benefits?
No, we require customers to be earning a regular source of income to be eligible for a short-term loan.
- Can I Apply if I am Self Employed?
Yes, you can apply if you are self-employed, a sole-trader, freelancer or consultant. We may just require proof of income, but you will not be treated any differently to a regular customer.
- What Happens if My Loan is Declined?
If your loan quote is unsuccessful, there will not be any fees, charges or likely to be a negative impact to your credit score due to soft credit search. If you still decide to go ahead and your application is unsuccessful, just like with any other loan provider, the result of the unsuccessful application will be shared with the credit reference agency which is likely to impact your credit score.