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Fund Ourselves

Apply for an instant
short-term affordable
loan, up to £1500

When taking out a loan please be sure that you can afford to repay the loan.
Excellent
  Excellent (4.5 stars)   Trustpilot logo

Apply for an instant short-term
affordable loan, up to £1500

When taking out a loan please be sure that you can afford to repay the loan.

Excellent

  Excellent (4.5 stars)   Trustpilot logo
Warning: Late repayment can cause you serious money problems. For help, go to www.moneyhelper.org.uk.
How much would you like to borrow?
 
(existing customers up to £1500, new customers up to £800)
 
 
£100
 
 
 

From the People to the People

From the People
to the People

 
 

Maximum APR
example

Maximum APR
example

Borrow £ for days
Interest rate % per day
Total repayment £
Interest £
Number of payments
Maximum APR % APR

Representative
example

Representative
example

Borrow
£ for days
Interest rate % p.a. (fixed)
Total repayable £
of £
Representative % APR
 
Borrow £ for days
Interest rate % p.a. (fixed)
Total repayable £
of £ each
Representative % APR
 
Borrow £ for days
Interest rate % p.a. (fixed)
Total repayable £
of £ each
Representative % APR
 
Borrow £ for days
Interest rate % p.a. (fixed)
Total repayable £
of £ each
Representative % APR
 
Borrow £ for days
Interest rate % p.a. (fixed)
Total repayable £
of £ each
Representative % APR
 
Borrow £ for days
Interest rate % p.a. (fixed)
Total repayable £
of £ each
Representative % APR
 
 
 
 
Please note the actual interest charged to a borrower may be higher or lower than the examples given above, based on the duration of the loan and their individual circumstances.
 
 
In line with the FCA requirement, borrowers pay no more than 0.8% of the amount borrowed per day, and a maximum of 100% of the loan in fees and charges.

How Are Short-Term Loans from Fund Ourselves Different?

How Are Short-Term Loans from Fund Ourselves Different?

Fund Ourselves is proud to offer effective and fast short-term loans for borrowers with good and not-so-good credit scores. We are a team of passionate techies, credit geeks and innovators who have put together a smart peer to peer lending platform.
Our loans are funded by other individuals who are looking to invest money and get a return on investment – and we are able to match your loan requirements with someone who can lend to you.
We offer affordable short-term loans, which are considered to be more cost-effective than payday loans and other forms of high cost credit. Good credit score customers will usually have access to the lowest rates, but we also cater for people with not-so-good credit.
Fund Ourselves offers flexible short-term loans ranging from £100 to £1500 repaid over 4 to 6 months. We do not charge any upfront or hidden fees, and we are flexible to give you up to 12 months in extensions without any late fees. There are also no early repayment charges if you wish to clear your account early.
We are dedicated to helping you find the best short-term loans needed for every day emergencies and expenses and helping your overall financial wellbeing.

Why use Fund Ourselves

Why use Fund Ourselves

  • Loan duration from 4 to 6 months
  • Pay back early without penalty
  • 5-min application, instant decision
  • Borrow from to
  • No hidden costs or fees
  • Flexible repayments
Apply now
Application in 15 minutes

Can I Get Short-Term Loans with Bad Credit?

Can I Get Short-Term Loans with Bad Credit?

Yes, our panel of peer to peer investors are looking to offer loans to bad credit scores as long as the borrowers can afford to pay, hoping to access the highest returns on investment. So even if you have a poor credit history, you can still be successful in your loan application.
To be eligible, you will need to be over 18 years of age, a UK resident with a permanent address and have a stable income so that you can afford to repay on time every month. Our online loan application takes less than 15 minutes to be complete and you will receive an instant decision on the screen. If you are successful, your loan can be transferred to your bank account on the same day of applying.
Every loan application is subject to status, credit checks and affordability.

Am I eligible?

  • - Over 18 years of age
  • - Full-time UK resident
  • - Employed and earning a regular salary
  • - Valid UK bank account, mobile phone and email

  • - No guarantor required
  • - Bad credit considered
  • - Can afford to repay

Am I eligible?

-
Over 18 years of age
-
Full-time UK resident
-
No guarantor required
-
Bad credit considered
-
Employed & earning a regular salary
-
Can afford to repay
I get a reminder that a payment is about to made

How Do Repayments Work for Short-Term Loans?

How Do Repayments Work for Short-Term Loans?

Your repayments are collected on a scheduled repayment date each month, as chosen by the borrower. Most customers will choose the day that they get paid from work, which is typically the last Friday or working day of the month.
Your repayments are collected in equal monthly instalments and we will send you a reminder on the days leading up to each collection. We collect funds through a process known as continuous payment authority which allows us to collect the amount owed automatically from your bank account. You do not need to call us up or make a manual payment since this is all taken care of. Simple.
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How to Apply for Short-Term Loans Online?

How to Apply for Short-Term Loans Online?

Our entire loan application is completed online, 24 hours a day, 7 days a week.
You will be required to fill in a few basic details including your name, address, employment details and how much you would like to borrow.
We can check your eligibility in minutes and provide you with a provisional loan offer. If successful, we can provide funds to your bank account within 1 hour or the same day of applying.
Simply click on the apply now button below to get started.
Helps to improve my financial position and is flexible if needed
Borrow from £100 to £1500

How much can I borrow with Fund Ourselves?

How much can I borrow with Fund Ourselves?

Customers can apply to borrow £100 to £1500 repaid over 4 months in equal monthly instalments.
The amount you can borrow is based on your income and affordability and we will always run some basic checks to ensure that you can afford the right amount for you.
When you apply for a short-term loan, we will ask some basic details based on your monthly income and expenses – and this helps us determine how much you can borrow.
Apply now
Fast

How long does it take to get funds?

How long does it take to get funds?

Successful applications can be funded immediately or on the same day of applying. Upon completing an application, we can provide an instant decision based on your eligibility and criteria. In some cases, we may require further checks such as requesting a payslip or bank statement. The sooner you can get this back to us, the quicker we can transfer your funds.
We use a Faster Payment System (FPS) which facilitates payments to you as quickly as possible. In most cases, we are able to fund successful customers immediately or within 24 hours.
Fast
No hidden or upfront fees. I can repay early if I want to.

Why should I apply for short-term loans with Fund Ourselves?

Why should I apply for short-term loans with Fund Ourselves?

Fund Ourselves is responsible short-term lender who is passionate about helping people improve their circumstances when they borrow.
We understand that a short-term loan can provide an important cash injection when you need it and give sound peace of mind. With no hidden or upfront fees, we want to offer financial products that are transparent and will help you with whatever circumstances you are facing. Customers have the option to repay early at any time, with no added fees and we can offer flexibility for those facing financial difficulty.
Our application is free to complete and will not impact your credit score. You can check your eligibility in just 5 minutes by clicking on ‘apply now.’
Apply now

Eligibility for loans from Fund Ourselves

Eligibility for loans from Fund Ourselves

Fund Ourselves operates on the same basic eligibility criteria that Quick Quid used when accepting applications. To apply for a loan with Fund Ourselves you must be at least 18 years old, live in the UK and have a bank account. You’ll also need a mobile phone and agree to a credit and affordability check.
This ensures you can comfortably afford to pay back what you owe, lowering the risk of financial difficulties later. If you tick all these boxes then you can apply for a loan with Fund Ourselves however being eligible doesn’t guarantee that your application will be accepted.
Apply now

Is a loan right for you?

Is a loan right for you?

Smarter Peer-to-Peer Loans. There are no fees for applying and getting a loan quote will not impact your credit score.

  • How Do Peer-to-Peer Loans
    Work From Fund Ourselves?
    Our peer-to-peer loans allow people of all credit histories to get access to the funds they need.
    Customers can apply to borrow £100 to repaid over 4 to 6 months (depending on the amount borrowed), in equal repayments. Our flexible terms mean that there are no late fees and we will always work with our customers to minimise default or bad debts.
    Our innovative lending platform means that multiple factors are taken into consideration when applying – and we are pleased to offer an affordable solution for those looking for peer-to-peer loans with bad credit.
    Our online application takes less than 15 minutes to be complete and if successful, customers can have access to funds in their bank account in 1 hour or on the same day of applying.
    There are no fees for applying and getting a loan quote will not impact the customer’s credit score.
  • How Much Can I Borrow from
    Fund Ourselves?
    You can apply to borrow £100 to repaid over 4 to 6 monthly instalments (depending on the amount borrowed). The amount you can borrow is based on your income, credit status and affordability. During the application process, we will ask a few basic questions about your monthly income and expenses and this allows us to determine the perfect amount for you to borrow.
  • How Long Does it Take To
    Receive Funds?
    Successful applicants can often receive funds to their bank account within 1 hour of approval. Funds are sent via a faster payment service (FPS) so that you can receive money quickly, especially in the event of an emergency.
  • How Do Repayments Work?
    Repayments are collected from your bank account in equal monthly instalments, repaid over 4 to 6 months. You can schedule a repayment date on a day that suits you, with most customers choosing the last working day of the month, since this is when they get paid from work.
    You always have the option to make an early repayment and will often save on interest charges when doing so.
  • How Can I Apply for a Peer-
    to-Peer Loan?
    Very simple. Our entire application is online from start to finish - there is no paperwork involved and everything from the application to funding can be completed in minutes.
    We require a few basic details including how much you would like to borrow, your name, contact details, monthly income and expenses.
    Subject to some further checks, we will aim to process your application as quickly as possible and if successful, money can be transferred to your account within 1 hour or the same day of applying.
 

How it works

How it works

From the people to the people
 
How it works
How it works