Apply for Short-Term Loans up to £1500
Representative example 504.7% APR
How much do you need?
Warning: Late repayment can cause you serious money problems. For help, go to www.moneyhelper.org.uk.
Representative example. Borrow £200 for 122 days. Interest rate 211% p.a. (fixed). Total amount repayable £286.82. Four repayments of £71.71 each. Representative APR 504.7%
Representative example. Borrow £200 for 122 days. Interest rate 211% p.a. (fixed). Total amount repayable £286.82. Four repayments of £71.71 each. Representative APR 504.7%
How Are Short-Term Loans from Fund Ourselves Different?
Fund Ourselves is proud to offer effective and fast short-term loans for borrowers with good and not-so-good credit scores. We are a team of passionate techies, credit geeks and innovators who have put together a smart peer to peer lending platform.Our loans are funded by other individuals who are looking to invest money and get a return on investment – and we are able to match your loan requirements with someone who can lend to you.We offer affordable short-term loans, which are considered to be more cost-effective than payday loans and other forms of high cost credit. Good credit score customers will usually have access to the lowest rates, but we also cater for people with not-so-good credit.Fund Ourselves offers flexible short-term loans ranging from £100 to £1500 repaid over 4 to 6 months. We do not charge any upfront or hidden fees, and we are flexible to give you up to 12 months in extensions without any late fees. There are also no early repayment charges if you wish to clear your account early.We are dedicated to helping you find the best short-term loans needed for every day emergencies and expenses and helping your overall financial wellbeing.Why choose Fund Ourselves?
5-minute application- Instant loan decision
- No hidden costs or fees
- Flexible repayments
- No early repayment fees
Can I Get Short-Term Loans with Bad Credit?
Yes, our panel of peer to peer investors are looking to offer loans to bad credit scores as long as the borrowers can afford to pay, hoping to access the highest returns on investment. So even if you have a poor credit history, you can still be successful in your loan application.To be eligible, you will need to be over 18 years of age, a UK resident with a permanent address and have a stable income so that you can afford to repay on time every month. Our online loan application takes less than 15 minutes to be complete and you will receive an instant decision on the screen. If you are successful, your loan can be transferred to your bank account on the same day of applying.Every loan application is subject to status, credit checks and affordability.What are the Eligibility Criteria?
- Over 18 years of age
- Full-time UK resident
- Employed and earning a regular salary
- Valid UK bank account, mobile phone and email
- No guarantor required
- Bad credit considered
- Can afford to repay
- No recent CCJs, IVAs or bankruptcy
How Do Repayments Work for Short-Term Loans?
Your repayments are collected on a scheduled repayment date each month, as chosen by the borrower. Most customers will choose the day that they get paid from work, which is typically the last Friday or working day of the month.Your repayments are collected in equal monthly instalments and we will send you a reminder on the days leading up to each collection. We collect funds through a process known as continuous payment authority which allows us to collect the amount owed automatically from your bank account. You do not need to call us up or make a manual payment since this is all taken care of. Simple.How to Apply for Short-Term Loans Online?
Our entire loan application is completed online, 24 hours a day, 7 days a week.You will be required to fill in a few basic details including your name, address, employment details and how much you would like to borrow.We can check your eligibility in minutes and provide you with a provisional loan offer. If successful, we can provide funds to your bank account within 1 hour or the same day of applying.Simply click on the apply now button below to get started.
How Much can I Borrow with Fund Ourselves?
Customers can apply to borrow £100 to £1500 repaid over 4 to 6 months in equal monthly instalments.The amount you can borrow is based on your income and affordability and we will always run some basic checks to ensure that you can afford the right amount for you.When you apply for a short-term loan, we will ask some basic details based on your monthly income and expenses – and this helps us determine how much you can borrow.How Long does it Take to Get Funds?
Successful applications can be funded immediately or on the same day of applying. Upon completing an application, we can provide an instant decision based on your eligibility and criteria. In some cases, we may require further checks such as requesting a payslip or bank statement. The sooner you can get this back to us, the quicker we can transfer your funds.We use a Faster Payment System (FPS) which facilitates payments to you as quickly as possible. In most cases, we are able to fund successful customers immediately or within 24 hours.
Why should I Apply for Short-Term Loans with Fund Ourselves?
Fund Ourselves is responsible short-term lender who is passionate about helping people improve their circumstances when they borrow.We understand that a short-term loan can provide an important cash injection when you need it and give sound peace of mind. With no hidden or upfront fees, we want to offer financial products that are transparent and will help you with whatever circumstances you are facing. Customers have the option to repay early at any time, with no added fees and we can offer flexibility for those facing financial difficulty.Our application is free to complete and will not impact your credit score. You can check your eligibility in just 5 minutes by clicking on ‘apply now.’Eligibility for Loans from Fund Ourselves
Fund Ourselves operates on the same basic eligibility criteria that Quick Quid used when accepting applications. To apply for a loan with Fund Ourselves you must be at least 18 years old, live in the UK and have a bank account. You’ll also need a mobile phone and agree to a credit and affordability check.This ensures you can comfortably afford to pay back what you owe, lowering the risk of financial difficulties later. If you tick all these boxes then you can apply for a loan with Fund Ourselves however being eligible doesn’t guarantee that your application will be accepted.Some Kind Words from Some of Our Customers
From the People to the People
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