Fund Ourselves

Apply for Short Term Loans up to £500

Representative 533.24% APR

Apply for Short Term Loans up to £500

£50 £100 £200
£300 £400 £500
Representative 533.24% APR

How Are Short Term Loans from Fund Ourselves Different?

Fund Ourselves is proud to offer effective and fast short term loans for borrowers with good and not-so-good credit scores. We are a team of passionate techies, credit geeks and innovators who have put together a smart peer to peer lending platform.
Our loans are funded by other individuals who are looking to invest money and get a return on investment – and we are able to match your loan requirements with someone who can lend to you.
We offer low cost short term loans, which are considered to be much cheaper than payday loans and other forms of high cost credit. Good credit score customers will usually have access to the lowest rates, but we also cater for people with not-so-good credit.
Fund Ourselves offers flexible short term loans ranging from £50 to £500 repaid over 1 to 3 months. We do not charge any upfront or hidden fees, and we are flexible to give you up to 12 months in extensions without any late fees. There are also no early repayment charges if you wish to clear your account early.
We are dedicated to helping you find the best short term loans needed for every day emergencies and expenses and helping your overall financial wellbeing.

Can I Get Short Term Loans with Bad Credit?

Yes, our panel of peer to peer investors are looking to offer loans to bad credit scores as long as the borrowers can afford to pay, hoping to access the highest returns on investment. So even if you have a poor credit history, you can still be successful in your loan application.
To be eligible, you will need to be over 18 years of age, a UK resident with a permanent address and have a stable income so that you can afford to repay on time every month. Our online loan application takes less than 5 minutes to be complete and you will receive an instant decision on the screen. If you are successful, your loan can be transferred to your bank account on the same day of applying.
Every loan application is subject to status, credit checks and affordability.

Why choose Fund Ourselves?

  • - 5 minutes application / instant decision
  • - Money in account in the same day
  • - Flexible repayments
  • - No early payment fees
  • - No hidden costs / No hidden fees
Apply now
Warning: Late repayment can cause you serious money problems. For help, go to

What is the Eligibility Criteria?

  • Over 18 years of age
  • Full-time UK resident
  • Employed and earning a regular salary
  • Valid UK bank account, mobile phone and email
  • No guarantor required
  • Bad credit considered
  • Can afford to repay

How Do Repayments Work for Short Term Loans?

Your repayments are collected on a scheduled repayment date each month, as chosen by the borrower. Most customers will choose the day that they get paid from work, which is typically the last Friday or working day of the month.
Your repayments are collected in equal monthly instalments and we will send you a reminder on the days leading up to each collection. We collect funds through a process known as continuous payment authority which allows us to collect the amount owed automatically from your bank account. You do not need to call us up or make a manual payment since this is all taken care of. Simple.

How to Apply for Short Term Loans Online?

Our entire loan application is completed online, 24 hours a day, 7 days a week.
You will be required to fill in a few basic details including your name, address, employment details and how much you would like to borrow.
We can check your eligibility in minutes and provide you with a provisional loan offer. If successful, we can provide funds to your bank account within 1 hour or the same day of applying.
Simply click on the apply now button below to get started.
Apply now