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Fund Ourselves

Apply for an instant short-term affordable loan

When taking out a loan please be sure that you can afford to repay the loan.

Apply for an instant short-term affordable loan

When taking out a loan please be sure that you can afford to repay the loan.

Excellent

  Excellent (4.5 stars)   Trustpilot logo
How much would you like to borrow?
Existing customers up to £1500, new customers up to £800
 
 
£100
 
 
When would you like to start repaying?
 
Input date in the format: dd/mm/yyyy
Sorry, latest first date repayment is
(must be within 32 days)
monthly repayments
First repayment will be in
days
Number of monthly repayments
1 repayment
Summary
Total loan duration of 0 days

Borrowing
£100
+

Interest
£0
=

Total
£0


(1 Repayments of £)
 
 
 
 
Warning: Late repayment can cause you serious money problems.
For help, go to moneyadviceservice.org.uk.

From the People to the People

From the People to the People

 
 

Why use Fund Ourselves

Why use Fund Ourselves

  • Money in account instantly
  • 5-minute application
  • Instant decision
  • Borrow from £100 to
  • No hidden costs or fees
  • Flexible repayments
  • No early payment fees

Representative
example

Representative
example

Borrow £ for days
Interest rate % p.a. (fixed)
Total repayable £
of £
Representative % APR
Borrow £ for days
Interest rate % p.a. (fixed)
Total repayable £
of £ each
Representative % APR
Borrow £ for days
Interest rate % p.a. (fixed)
Total repayable £
of £ each
Representative % APR
Borrow £ for days
Interest rate % p.a. (fixed)
Total repayable £
of £ each
Representative % APR
Borrow £ for days
Interest rate % p.a. (fixed)
Total repayable £
of £ each
Representative % APR
Borrow £ for days
Interest rate % p.a. (fixed)
Total repayable £
of £ each
Representative % APR
 
 
 

Why a short-term loan?

Why a short-term loan?

Help through short-term financial difficulties
Fund Ourselves loans are for short term use only and shall not be used for long term borrowing.
Short term loans should only be taken if the repayments can be met
Late repayment may mean extra costs and may affect your credit rating. Fund Ourselves short-term loans shall not be used to pay existing debt.
 
 
 
 
 
 

Why choose Fund Ourselves?

Why choose Fund Ourselves?

From the people to the people

From the people to the people

From the people to the people

Borrow directly from other individuals. Fund Ourselves is a peer-to-peer lending platform that handles direct lending between the people

No charges or fees for early repayment

No charges or fees for early repayment

No charges or fees for early repayment

Pay back any time as there are no charges. You may also save on interest as you will only pay back a maximum of 0.8% interest per day

Flexible lending with optional loan extension

Flexible lending with optional loan extension

Flexible lending with optional loan extension

Flexible loan extension of up to 12 months. Subject to status and affordability. Your loan interest will be recalculated.

We're here to help

Borrow £100 to
Apply Online Today

Borrow £100 to
Apply Online Today

Fund Ourselves can help you borrow £100 to , repaid over 4 to 6 months.
Our entire application is 100% online with no upfront or hidden fees. We require a few quick details about yourself and how much you would like to borrow. You will receive an instant decision and subject to some further checks, we can provide funds to your bank account within 1 hour or the same day of applying.
We are proud to be an alternative lender in the UK and we are here to help people borrow money on more flexible terms and affordable rates.
As a direct lender, we will keep your details safe and secure. Applying may impact your credit score.
We are confident that we provide a competitively priced product. You are able to check alternatives.
We're here to help
 

Is a loan right for you?

Is a loan right for you?

  • Why Should I Borrow Money
    From Fund Ourselves?
    Fund Ourselves is passionate about helping people to improve their lives through affordable finance. Our rates are more competitive than your traditional high street or payday lenders and we offer a flexible way to repay in monthly instalments.
    Our streamlined process means that you can apply in less than 15 minutes and get an instant decision on the screen. Subject to further checks, successful applications can be funded in less than 1 hour and transferred to your bank account.
    We are able to accommodate those with less than perfect credit scores, whilst maintaining affordable rates and no hidden fees.
  • Is It Safe To Borrow Money
    Online?
    Yes, people have been borrowing money online for many years. Fund Ourselves is authorised with the Financial Conduct Authority and follows strict rules to treat customers fairly. We ensure that your data and information is kept as secure as possible and we do not charge any fees for applying.
  • How Quickly Can I Borrow
    Money?
    Funds can be transferred within 1 hour to your bank account, upon approval. We operate 24 hours a day, 7 days a week and with our automated processes, eligible customers can access funds quickly and as soon as they need them.
  • Am I Eligible?
    • Over 18 years of age
    • Full-time UK resident
    • Employed and earning a regular salary
    • Valid UK bank account, mobile phone and email
    • No guarantor required
    • Bad credit considered
    • Can afford to repay
    • No recent CCJs, IVAs or bankruptcy
  • How Do Repayments Work?
    Customers repay in equal monthly instalments over 4 to 6 months. Your repayment is scheduled each month on a date that you decide, with most customers selecting their pay date or the last working day of the month.
    We send you reminders on the days leading up to each repayment and funds are collected automatically from your account. You do not need to call up, go to the bank or make a manual repayment since this is all taken care of. Simple.
    We also give customers the option to repay early if they would like to, with no extra cost. So if you find that after a few weeks that you can repay your entire loan sum in full, you are welcome to do so and you will often save money on the overall interest accumulated.