Fund Ourselves

Payday Loans Directs Lenders - Borrow £50 to £500

Representative 1,310.4% APR

Payday Loans Directs Lenders Borrow from £100 to £1,500

£100 £250 £500
£800 £1,000 £1,500
Representative 1,310.4% APR

Why is it Better to Apply with a Direct Lender?

When you apply for payday loans and other financial products, you want peace of mind that you are applying with a direct lender. When applying with a broker, your information is often sent to multiple companies leading to unwanted emails, text messages and phone calls – and ultimately no loan offer on the table.
When you apply with a direct lender like Fund Ourselves, you are in safe hands because you know exactly who you are dealing with from start to finish. With no upfront or hidden fees, we will be able to process your application, carry out checks and fund your loan if successful.
We offer direct loans from £100 to £1,500 repaid over 4 months and you have the option to repay early if you would like to do so.
Fund Ourselves is pleased to offer flexible repayments. We are not interested in charging you high fees, but rather providing a solution to your cash flow needs and helping you achieve financial stability.

Are You Direct Lenders for Bad Credit?

Yes, if you are looking for a direct lender for bad credit loans, we can help. Fund Ourselves is an intelligent peer to peer platform which means that our loans are offered by other individuals looking to gain a return on investment. So if you have a not-so-good credit score, there are people on our platform who are willing to lend to you – it just may be reflected by offering you a slightly higher interest rate.
We are willing to take a view on borrowers with not-so-good credit histories and we appreciate that financial circumstances can change. Provided that you have a stable income, employment and are able to repay your loan on time, we will gladly help you get the loan you need.

Why choose
Fund Ourselves?

  • - 5-minute application
  • - Instant loan decision
  • - No hidden costs or fees
  • - Flexible repayments
  • - No early repayment fees

  • Ensure you can afford to repay the loan fully and on time before applying.
Apply now
Warning: Late repayment can cause you serious money problems. For help, go to

What is the Eligibility Criteria?

  • Over 18 years of age
  • Full-time UK resident
  • Earning a regular income
  • Valid UK bank account, mobile phone and email
  • No guarantor required
  • Bad credit considered
  • Can afford to repay the loan

What Checks Are Carried Out by Direct Lenders?

As a direct lender, Fund Ourselves carries out a number of standardised checks to ensure the eligibility of its customers. This will involve credit checking and affordability checks to confirm how much you can afford to borrow and repay without falling into financial difficulty.
As a peer to peer operator, we have a number of investors who are looking to invest in both good credit and bad credit loans – so we are able to offer loans for people with all credit histories and help you access the funds you need.

Why Apply with Fund Ourselves as a Direct Lender?

Fund Ourselves stands out from other direct lenders by offering a solution which is more affordable and flexible.
Created by a team of techies, GRC and Customer Services specialists, and credit geeks, we are passionate about using technology to offer the best quality financial products for our customers and provide a solution that is able to improve their financial position.
Our site is completely free to use and always will be. You can check your eligibility in just 5 minutes when you apply online.
Apply now