Why Apply for an Unsecured Loan?
Unsecured loans are a popular form of borrowing because you are not required to use any collateral to be eligible. Whilst many people use their cars, valuable jewellery or homes to borrow money, they are putting their collateral at risk which could be repossessed if they do not meet repayments.
An unsecured loan is ‘unsecured’ so it is not attached to anything valuable that you own. Instead, your eligibility is based on factors such as your credit history, income, affordability and ability to repay your loan on time.
Fund Ourselves is an unsecured loans lender, offering borrowers £100 to £500 repaid over 4 months.
With no upfront fees or hidden costs, we are a true payday loans
alternative. Not only are our rates much lower than your typical payday lender, we do not charge any late fees and can offer an extension of up to 12 months if you need it.
We are passionate about helping you achieve financial wellbeing and control of your money – rather than charging extra fees and creating a spiral of debt
Can I Get an Unsecured Loan with Bad Credit?
Yes, we are able to facilitate unsecured loans for poor credit. We were founded by a team of techies and credit geeks and use different underwriting methods to assess the quality of our customers.
Fund Ourselves operates as a peer to peer lending platform
, matching borrowers with investors who are looking to lend out money and earn a return. So even if you have a not-so-good credit score, we have a number of borrowers on our panel who are willing to lend to you.
To be eligible, you must be over 18 years of age, a permanent UK resident and have a stable employment and income so that you can afford monthly repayments.
How Fund Ourselves Can Help You Get an Unsecured Loan
Our entire application is completed online and requires just a few basic details including your name, contact details, loan requirements, income and expenses. Our application can be completed in less than 15 minutes and you will receive an unsecured loan with an instant decision on the screen.
Subject to further checks, our successful customers will receive funds transferred to their bank account on the same day.
We are a direct lender, so you have peace of mind knowing that your application will not have any upfront or hidden fees and you will be dealing with Fund Ourselves from start to finish. We are a responsible lender who is regulated and authorised by the FCA and our UK-based team are here to help you every step of the way.