Fund Ourselves

Apply for a Medical Loan

Representative 1,310.4% APR

Apply for a Medical Loan

How much do you need?
£100 £200 £300
£400 £500
£1000 £1500
Representative 1,310.4% APR.
Warning: Late repayment can cause you serious money problems. For help, go to
Representative example. Borrow £300 for 106 days. Interest rate 176% p.a. (fixed). Total amount repayable £452.97. Four repayments of aprox £113.24 each. Representative 1,310.4% APR

Use Fund Ourselves to Get The Best Medical Loans For You

If you have a medical expense, Fund Ourselves is here to help you get the affordable finance you need.
Whether it is for an unexpected medical bill, medication or dental treatment, the cost of good health can come with a large price tag and may not be something that we have originally budgeted for.
Or perhaps you need treatment to improve the quality of your life, such as cosmetic surgery or another type of operation, Fund Ourselves can offer fast and effective finance to help get you there.
Customers can apply for medical loans today - borrow up to £1,500 repaid over 3 to 6 months, with the option to repay early at any time.

Why choose
Fund Ourselves?

  • - 5-minute application
  • - Instant loan decision
  • - No hidden costs or fees
  • - Flexible repayments
  • - No early repayment fees

  • Ensure you can afford to repay the loan fully and on time before applying.
Apply now
Application in 15 minutes

Fund Ourselves Can Help With…

  • Loans for emergency medical bills
  • Loans for dental work, braces, implants, crowns and veneers
  • Loans for hospital bills
  • Loans for surgery, replacements and cosmetic surgeries
  • Medical loans for IVF, medication and prescription drugs
Apply now

Am I Eligible for a Medical Loan?

Fund Ourselves requires you to be earning a regular income to be eligible for a loan. We do not require information about the type of medical condition or purpose of your loan. However, we always recommend that your loan is for responsible use and you have considered how you are going to repay.

Our criteria to apply are:

  • Over 18 years of age
  • Full-time UK resident
  • Earning a regular income
  • Can afford monthly repayments
  • Valid UK bank account, mobile phone and email
  • Bad credit and CCJs OK
I get a reminder that a payment is about to made
Apply now
Helps to improve my financial position and is flexible if needed

How Do Medical Loans Work From Fund Ourselves?

Medical loans are used to pay off any pressing or upcoming medical bills that you may have. Although we try hard to save money for emergencies, the price for any medical treatment, examinations or medications can be very expensive and sometimes we may need a little extra money to see us through.
Your health is not something that you can compromise and loans from Fund Ourselves can be approved and funded on the same day of applying to give you financial support.
Our loans are unsecured, so there is no need to provide any collateral, a guarantor or proof of illness, you can simply apply using our loan application provided.
Fund Ourselves is a peer-to-peer lender, meaning that our loans are made up of individual investors who are looking to fund loans just like yours, in order to receive a return of investment. We have a large pool of individual investors who are ready to go - and that means that we can offer funds for all kinds of credit histories and backgrounds as long as they can afford to fully repay the loan, whilst keeping rates affordable and competitive. For comparison, see
Apply now

Do You Offer Medical Loans for Bad Credit?

Yes, Fund Ourselves is willing to offer affordable loans for people with bad credit histories, including poor credit, arrears, default, CCJs and IVAs as long as they can afford to repay the loan in full which does not put them in further financial difficulties.
As a peer-to-peer platform, we have a large group of investors who are looking to offer loans to bad credit customers so that they can receive a higher return on investment.
Our job is to ensure that you are charged the same, affordable rates and can borrow money in a safe and reliable way.
We understand that maintaining a good credit score can be challenging, especially with rising costs and high living expenses. But provided that you have a stable income, regular employment, can afford monthly repayments and borrowing more is not likely to put you in financial difficulties, we are happy to consider your loan application and help you to get access to funds today.
Borrow from £100 to £1500
Apply now

Why Should I Use Fund Ourselves?

Fund Ourselves is an alternative and unique lender. Our company values are deeply rooted in helping to improve the financial position of our customers. As a technology-driven company, we carry out thorough checks to ensure that applicants can afford to repay and if they are facing difficulty, we are able to extend the loan for up to 12 months with no additional interest or late fees charged - making us the only lender in the UK to do so.
We are proud to offer competitive rates that are often cheaper than payday loans and with fast funding available, you can apply for a medical loan and have the funds transferred to your bank account today or within 24 hours of applying. For comparison, see
Apply now

How To Apply for Medical Finance Today

Fund Ourselves offers a 100% online application process, which can be completed in less than 5 minutes. You will need to provide your details including your name, age, residence, contact details, how much you would like to borrow and how long for.
We can give you an instant decision on the screen and subject to further checks, we can approve and fund your loan in one lump on the same day of applying.
Our loan quotation process is completely free .
To get started today, simply click on ‘Apply now’ below.
No hidden or upfront fees. I can repay early if I want to.
Apply now

Some Kind Words from Some of Our Customers


From the People to the People

How it works

FAQs about Short-Term Loans

FAQs about Short-Term Loans

  • Is Fund Ourselves a Direct Lender?
    Yes, Fund Ourselves is a direct lender so the entire loan application process is handled by us from start to finish. We will be your sole contact throughout your loan term, including any checks, funding and collections. Our team is on-hand to assist you every step of the way.
  • Are There Any Fees for Applying?
    No, we do not charge any fees for applying for a loan.
  • Will Getting a Loan Quote 
    Negatively Impact My Credit Score?
    Getting a loan quote goes through soft credit search which is not likely to impact your credit score (unless multiple soft searches are being carried out by other providers). However, if you decide to go ahead to accept the loan quote, just like any other loan provider, the updated status of the loan status will be shared with the credit reference agency, which may impact your credit score.
  • Do I Need a Guarantor To Apply?
    No, loans from Fund Ourselves are unsecured and you do not require a person to act as a guarantor in order to be approved.
  • Can I Repay My Loan Early?
    Yes, you have the option to repay your loan early at any point. To repay in full, you can simply log into your account or contact our customer services team who will process this for you.
  • Can I Apply for a Short-Term 
    Loan on Benefits?
    No, we require customers to be earning a regular source of income to be eligible for a short-term loan.
  • Can I Apply if I am Self Employed?
    Yes, you can apply if you are self-employed, a sole-trader, freelancer or consultant. We may just require proof of income, but you will not be treated any differently to a regular customer.
  • What Happens if My Loan is Declined?
    If your loan quote is unsuccessful, there will not be any fees, charges or likely to be a negative impact to your credit score due to soft credit search. If you still decide to go ahead and your application is unsuccessful, just like with any other loan provider, the result of the unsuccessful application will be shared with the credit reference agency which is likely to impact your credit score.