Affordable short-term loans of £#/borrow/110 with instant decision and same day funding. Direct lender. Community peer-to-peer (p2p) lending marketplace. Lower cost alternative to payday loans. Borrow from 1 to 4 months. No early repayment fees & no early repayment charges. No hidden costs. No charges or fees for early repayment, Pay back any time without penalty. From Fund Ourselves.