Apply for a short term affordable loan
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
From the People to the People
Why use Fund Ourselves
- Borrow from £100 to £500
- 5 minutes application / instant decision
- Money in account on the same day
- No hidden costs / No hidden fees
- Flexible repayments
- No early repayment fees
Representative example
Borrow
£ for days
Interest rate
% p.a. (fixed)
of £
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% APR
Borrow
£ for days
Interest rate
% p.a. (fixed)
Total amount repayable
£
of £ each
Representative
% APR
Borrow
£ for days
Interest rate
% p.a. (fixed)
Total amount repayable
£
of £ each
Representative
% APR
Borrow
£ for days
Interest rate
% p.a. (fixed)
Total amount repayable
£
of £ each
Representative
% APR
Why Short Term Loan?
Help through short-term financial difficulties
Fund Ourselves loans are for short term use only and shall not be used for long term borrowing
Short term loans should only be taken if the repayments can be met
Late repayment may mean extra costs and may affect your credit rating. Fund Ourselves short-term loans shall not be used to pay existing debt
Why Choose Fund Ourselves?
From the people to the people
Borrow directly from other individuals. Fund Ourselves is a peer-to-peer lending platform that handles direct lending between the people
No charges or fees for early repayment
Pay back any time as there are no charges. You may also save on interest as you will only pay back a maximum of 0.8% interest per day
Flexible lending with optional loan extension
Flexible loan extension of up to 12 months. Subject to status and affordability. Your loan interest will be recalculated.
Borrow £200, £300 or £500 – Apply Online Today
Fund Ourselves can help you borrow £100 to £500, repaid over 4 months.Our entire application is 100% online with no upfront or hidden fees. We require a few quick details about yourself and how much you would like to borrow. You will receive an instant decision and subject to some further checks, we can provide funds to your bank account within 1 hour or the same day of applying.We are proud to be an alternative lender in the UK and we are here to help people borrow money on more flexible terms and affordable rates.As a direct lender, we will keep your details safe and secure. Applying may impact your credit score.Why Should I Borrow Money From Fund Ourselves?
Fund Ourselves is passionate about helping people to improve their lives through affordable finance. Our rates are more competitive than your traditional high street or payday lenders and we offer a flexible way to repay in monthly instalments.Our streamlined process means that you can apply in less than 15 minutes and get an instant decision on the screen. Subject to further checks, successful applications can be funded in less than 1 hour and transferred to your bank account.We are able to accommodate those with less than perfect credit scores, whilst maintaining affordable rates and no hidden fees.Is It Safe To Borrow Money Online?
Yes, people have been borrowing money online for many years. Fund Ourselves is authorised with the Financial Conduct Authority and follows strict rules to treat customers fairly. We ensure that your data and information is kept as secure as possible and we do not charge any fees for applying.How Quickly Can I Borrow Money?
Funds can be transferred within 1 hour to your bank account, upon approval. We operate 24 hours a day, 7 days a week and with our automated processes, eligible customers can access funds quickly and as soon as they need them.Am I Eligible?
- Over 18 years of age
- Full-time UK resident
- Employed and earning a regular salary
- Valid UK bank account, mobile phone and email
- No guarantor required
- Bad credit considered
- Can afford to repay
- No recent CCJs, IVAs or bankruptcy
How Do Repayments Work?
Customers repay in equal monthly instalments over 4 months. Your repayment is scheduled each month on a date that you decide, with most customers selecting their pay date or the last working day of the month.We send you reminders on the days leading up to each repayment and funds are collected automatically from your account. You do not need to call up, go to the bank or make a manual repayment since this is all taken care of. Simple.We also give customers the option to repay early if they would like to, with no extra cost. So if you find that after a few weeks that you can repay your entire loan sum in full, you are welcome to do so and you will often save money on the overall interest accumulated.We are confident that we provide a competitively priced product. You are able to check alternatives.