Fund Ourselves

Apply for a Home-Repair Loan

Representative 1,310.4% APR

Apply for a Home-Repair Loan

How much do you need?
£100 £200 £300
£400 £500
£1000 £1500
Representative 1,310.4% APR.
Warning: Late repayment can cause you serious money problems. For help, go to
Representative example. Borrow £300 for 106 days. Interest rate 176% p.a. (fixed). Total amount repayable £452.97. Four repayments of aprox £113.24 each. Representative 1,310.4% APR

Home Repairs Loans - Borrow up to £1,500 Today

If you need money for home repairs, Fund Ourselves is here to provide same day loans so that you can receive money today and fix any emergency problems as quickly as possible.
Customers can borrow £100 to £1,500 for any urgent home repairs, whether it is a broken boiler, plumbing problem or roof in need of fixing. Our entire loan application is completely online, so you can get an instant decision on the screen and if successful, receive funds in your bank account today.
As a peer-to-peer lender, we have a large group of individual investors who are looking to lend out their money to all kinds of credit histories. So if you have a not-so-great credit score, do not worry, we are proud to help all kinds of credit backgrounds and can help you get the money you need today.
Our application takes less than 5 minutes to complete and the entire process is online from start to finish. To get started today, simply click on the ‘Apply now’ button below:

Why choose
Fund Ourselves?

  • - 5-minute application
  • - Instant loan decision
  • - No hidden costs or fees
  • - Flexible repayments
  • - No early repayment fees

  • Ensure you can afford to repay the loan fully and on time before applying.
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Application in 15 minutes

Apply Online with Fund Ourselves For…

  • Boiler breakdown loans
  • Boiler replacement loans
  • Emergency home repair loans
  • Home improvements and renovations
  • Loans for air conditioners
  • Loans to fix broken windows, floors and roofs
  • Loans for home damages, flooding and sewage problems
  • Loans for plumbing problems, toilets and water heaters
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How Much Can I Borrow When Applying For Home Repair Loans?

Fund Ourselves offers loans ranging from £100 to £1,500, based on your income, affordability and credit history. We run a number of checks to determine how much you can borrow, finding just the perfect amount that you can afford to repay each month without falling into financial difficulty.
In some cases, we may request proof of income and employment in order to confirm your eligibility - and we will always take the important checks to ensure we offer the right loans for the right customer.
I get a reminder that a payment is about to made
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Helps to improve my financial position and is flexible if needed

How Long Can I Borrow Money For?

Customers can borrow for 3 to 6 months, with loan repayments made in equal monthly instalments so you know exactly how much you are paying each month with no surprises.
You always have the option to repay early, with no extra fees added and it will often save you money on the overall interest charged.
Fund Ourselves is passionate about offering flexibility to its customers. Not only can you repay over 6 months, giving you some important breathing space to get your finances back on track, but we can also extend your loan for up to 12 months free of charge, if you are having payment difficulties.
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Am I Eligible for a Home Repair Loan with Fund Ourselves?

  • Must be over 18 years of age
  • Full-time UK resident
  • Employed (part-time or full-time) and earning a regular income
  • Can afford monthly repayments
  • Valid UK bank account, mobile phone and email
  • No guarantor required
  • Bad credit and CCJs OK
Borrow from £100 to £1500
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Does Fund Ourselves Offer Home Repair Loans for Bad Credit?

Yes, we have assisted thousands of customers with adverse credit histories so far. We understand that keeping a perfect credit score is not always easy and it can be challenging to stay on top of all your financial obligations, especially when you are running a busy home.
However, if you have a stable income and employment and can afford to repay your loan on time without putting yourself in financial difficulties, we are delighted to consider your application.
As a peer-to-peer lending platform, we have a large number of individual investors who are looking to invest in loans like yours.
The potential returns for our investors are based on how much risk they take on and whether they lend to people with good or bad credit who can afford to repay their loan on time without putting themselves in financial difficulties. Since the highest returns are available for lending to bad credit customers, we are proud to have a number of investors who can offer you affordable loans today.
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Why Should I Apply for a Loan with Fund Ourselves?

Fund Ourselves is a technology-driven and alternative lender with a real passion for helping its customers.
Our rates are significantly lower than your average payday lender and with fast-funding and flexible repayment structures, we stand out as a truly responsible and effective option when looking to borrow money for home repairs or any other emergency loans. For comparison, see
In addition to no upfront fees or early repayment fees, those customers facing financial difficulties can extend their loans for up to 12 months, with no extra charges. Fund Ourselves is the only lender in the market to offer this flexibility and we are proud to do so.
No hidden or upfront fees. I can repay early if I want to.
Flexible lending with optional loan extension

How Can I Apply for a Home Repair Loan Today?

If you need to borrow money for home repairs, you can apply online with Fund Ourselves today.
Our online application process takes less than 5 minutes to complete and you will get an instant decision on the screen. Subject to further checks, your loan can be approved and funded into your bank account in 24 hours or sometimes even within 1 hour.
You will need to provide your details including your name, age, address, contact details and how much you would like to borrow and how long for.
There are no fees for applying with Fund Ourselves. For further details, see the borrow-page.
To get started today, simply click on ‘Apply now’ below.
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From the People to the People

How it works

FAQs about Short-Term Loans

FAQs about Short-Term Loans

  • Is Fund Ourselves a Direct Lender?
    Yes, Fund Ourselves is a direct lender so the entire loan application process is handled by us from start to finish. We will be your sole contact throughout your loan term, including any checks, funding and collections. Our team is on-hand to assist you every step of the way.
  • Are There Any Fees for Applying?
    No, we do not charge any fees for applying for a loan.
  • Will Getting a Loan Quote 
    Negatively Impact My Credit Score?
    Getting a loan quote goes through soft credit search which is not likely to impact your credit score (unless multiple soft searches are being carried out by other providers). However, if you decide to go ahead to accept the loan quote, just like any other loan provider, the updated status of the loan status will be shared with the credit reference agency, which may impact your credit score.
  • Do I Need a Guarantor To Apply?
    No, loans from Fund Ourselves are unsecured and you do not require a person to act as a guarantor in order to be approved.
  • Can I Repay My Loan Early?
    Yes, you have the option to repay your loan early at any point. To repay in full, you can simply log into your account or contact our customer services team who will process this for you.
  • Can I Apply for a Short-Term 
    Loan on Benefits?
    No, we require customers to be earning a regular source of income to be eligible for a short-term loan.
  • Can I Apply if I am Self Employed?
    Yes, you can apply if you are self-employed, a sole-trader, freelancer or consultant. We may just require proof of income, but you will not be treated any differently to a regular customer.
  • What Happens if My Loan is Declined?
    If your loan quote is unsuccessful, there will not be any fees, charges or likely to be a negative impact to your credit score due to soft credit search. If you still decide to go ahead and your application is unsuccessful, just like with any other loan provider, the result of the unsuccessful application will be shared with the credit reference agency which is likely to impact your credit score.