Emergency cash can be essential to help you out of a sticky situation - and with loans from Fund Ourselves, you can borrow up to £500 and receive funds in less than 1 hour.
We never know when an emergency will strike, whether it is a broken boiler, plumbing problems or car repairs - we often need just a few hundred pounds to see us through a tight spot.
Whilst we always save money for a rainy day, emergencies will typically pop up in the worst of times and sometimes you need to borrow money
to help you get back on your feet.
Our flexible loans are repaid over 4 months, allowing you to get an initial cash injection to help pay for your emergency and spread your repayment over several months. Our online application is free to apply and will not impact your credit score - and if successful, you can get funds in your bank account within the hour.
How Can I Get Emergency Cash?
Fund Ourselves offers a completely online application, so if you need emergency cash today, you can simply click on the ‘apply now’ button below and receive an instant decision upon completion.
We run a series of checks to ensure that customers are suitable to borrow and this will not negatively impact their financial situation.
Our automated checks are streamlined to help process your application as quickly as possible. We can offer funds within 1 hour of applying, giving you the emergency cash when you need it most.
If I Need an Emergency Loan - What Do I Do?
When you need money now for an emergency, you can typically look at your savings or for spare cash around the house. Although we always try to put money aside, it is sometimes hard to prepare for a household emergency or expensive medical bill where you need several hundreds of pounds available immediately.
You can always ask a family member or friend for money and this can usually be a safe and reliable way to access money when you need it.
If this option is not available, Fund Ourselves is pleased to offer you an affordable financial solution - helping you borrow money at rates that are lower than typical high street lenders and giving the breathing space to pay over 4 months.
How Fast Can I Get Money For an Emergency?
Funds can be available to your bank account as fast as 1 hour of approval. Successful loans are funded in one lump sum, so you can use the money immediately to pay off your emergency and give you peace of mind.
Our repayments are made in small, equal monthly instalments, so you have the flexibility to repay over 4 months and stay on top of your finances. If you find that you are in a position to repay early, you can do so, and there are no extra fees.
Loan approval is subject to our criteria, income, credit status and affordability. We have a minimum criteria below and we are able to accommodate those with bad credit scores.
Am I Eligible?
- Over 18 years of age
- Full-time UK resident
- Employed and earning a regular salary
- Valid UK bank account, mobile phone, email and ID
- No guarantor required
- Bad credit considered
- Can afford to repay
- No recent CCJs, IVAs or bankruptcy
How is Fund Ourselves Different?
Fund Ourselves is a proud alternative to payday lending and high cost credit. We set up in 2016 with a passion for helping people obtain affordable finance and improve their wellbeing. Our rates are significantly lower than payday lenders and we do not charge any upfront fees, hidden fees or early repayment fees.
In the event that a customer cannot repay, we can offer an extension for up to 12 months which does not incur any extra fees or damage to the individual’s credit score. We are proud to offer a product that helps its customers financially and puts them in a better position than before.
Apply for Emergency Cash Online
To apply for an emergency cash loan, simply click on the ‘apply now’ button below and you will be taken to our online application form. Enter a few details about yourself, including how much you would like to borrow and how long for. We offer an instant decision on the screen and subject to further checks, we can complete your loan and transfer funds within the hour.
Our entire application is 100% online and can be completed 24 hours a day, 7 days a week on desktop, mobile or tablet. Approval is subject to status. We do not charge any upfront fees and applying will not impact your credit score. To get started, simply click on the button below.