Fund Ourselves

Apply for a £1,000 Short-Term Loan

Representative 1,310.4% APR

Apply for a £1,000 Short-Term Loan

Representative 1,310.4% APR.
Warning: Late repayment can cause you serious money problems. For help, go to
Representative example. Borrow £300 for 106 days. Interest rate 176% p.a. (fixed). Total amount repayable £452.97. Four repayments of aprox £113.24 each. Representative 1,310.4% APR

Borrow £1,000 Loans - Apply Online Today with Fund Ourselves

If you need to borrow £1,000 today, Fund Ourselves is here to offer a simple, fast and effective application process to get your loan approved as quickly as possible.
With our completely online application, you can get an instant decision on the screen in less than 5 minutes, with no fees on obtaining a loan quote.
Fund Ourselves offers £1,000 loans repaid over 3 to 6 months, paid back in equal monthly instalments to give you some important breathing space.
Whether you have an emergency expense, car repairs or need to help out a loved one, you can apply online today and get funds in your bank account within a matter of hours.
To get started, click on the ‘Apply now’ button below:

Why choose
Fund Ourselves?

  • - 5-minute application
  • - Instant loan decision
  • - No hidden costs or fees
  • - Flexible repayments
  • - No early repayment fees

  • Ensure you can afford to repay the loan fully and on time before applying.
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Application in 15 minutes

What Can a £1,000 Loan Be Used for?

A one-thousand pound loan can offer an important injection of cash when you need it most. If you have any bills mounting on the kitchen table, your boiler is on the brink or your car has broken down, the opportunity to get a fast £1,000 loan to cover any urgent expenses can be very useful.
At Fund Ourselves, our loans are paid upfront in one lump sum and repaid over 3 to 6 months - giving you the money you need quickly to pay off any pressing bills and the flexibility to repay over several months.
Apply with Fund Ourselves for:
  • £1,000 emergency loans
  • £1,000 loans for business purposes
  • £1,000 loans for medical bills
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How is Fund Ourselves Different To Other Lenders?

Fund Ourselves is unique and different to any other UK lender. We operate as a peer-to-peer lender, matching borrowers with potential investors who are looking to get a healthy return on investment. This means that we always have people who are looking to fund loans and will consider all kinds of credit histories. We simply act as the platform to bring everything together in a smooth and simple way. Representative 1,310.4% APR. These loans are subject to terms and condition, individual circumstances, affordability and credit checks. Please ensure you can afford to repay before making an application.
Furthermore, we can offer fast funding within 24 hours for those who need money as soon as possible, with the help of our streamlined online application process.
We are unique because we can extend loans for up to 12 months for customers facing financial difficulty - and we charge zero fees or penalties for doing so.
Our company mission is to help improve the financial circumstances of our customers, using technology and data to drive our decisions and help our customers every step of their journey.
I get a reminder that a payment is about to made
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Helps to improve my financial position and is flexible if needed

What are the Criteria for a £1,000 Loan from Fund Ourselves?

  • Must be over 18 years of age
  • Full-time UK resident
  • Employed (part-time or full-time) and earning a regular income
  • Can afford monthly repayments
  • Valid UK bank account, mobile phone and email
  • No guarantor required
  • Bad credit and CCJs OK
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Can I Borrow £1,000 with Bad Credit?

Yes, Fund Ourselves can assist with £1,000 loans for bad credit, adverse credit and CCJs provided that the borrowers can afford to repay the loan in full which does not put them in further financial difficulties.
As a peer-to-peer lending company, we have a number of individual investors who are looking to invest in bad credit loans provided that the borrowers can afford to repay the loan in full which does not put them in further financial difficulties, as they can earn a better rate of interest based on risks involved. We ensure that all investors are anonymous and the rates charged are affordable and competitive. For comparison, see
We appreciate that getting a loan with bad credit can be challenging, but we understand that having a bad credit score should not stop you from getting the loan you need. If you have a stable income and employment and can afford monthly repayments, we are in a great position to help you today as long as you can afford to repay the loan in full which does not put you in further financial difficulties.
Borrow from £100 to £1500
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How Do Repayments Work?

Fund Ourselves offers loans repaid over 3 to 6 months, made in equal monthly instalments. Your repayment date is scheduled for the same date each month, on a day that you choose and is most convenient for you, which is usually the last working day of the month.
We will send you email and SMS reminders on the run up to each repayment date, so you know what to expect and there are no surprises. Collections are made automatically from our system, so you do not have to call up, make a payment or go to the bank, since this is all taken care of.
You always have the option to repay your loan early if you would like and doing so will often make a big saving on the amount of interest you owe.
If you are struggling to repay your loan, our dedicated customer service is available to understand your financial circumstances and consider available options including spreading your payment for longer period to help you repay the amount outstanding.
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How To Apply for £1,000 Loan Online with Fund Ourselves

Our application is 100% online and can be completed 24 hours-a-day, 7 days-a-week using a desktop, laptop, mobile or tablet.
We require you to complete some basic details including your name, age, residence, contact details and how long you would like to borrow for.
With applications completed in less than 5 minutes, you can get an instant decision on the screen and subject to further checks, you can receive funds in less than 24 hours or just hours of being approved.
With no upfront fees we offer a simple and safe way to borrow £1,000 today.
To get started, simply click on ‘Apply now’ below.
No hidden or upfront fees. I can repay early if I want to.
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FAQs about Short-Term Loans

FAQs about Short-Term Loans

  • Can I Borrow £1,000 with No Credit Check?
    No, we will always run a credit check to determine your eligibility and the rates you could be charged for your loan. We can facilitate loans for people with arrears, defaults and bad credit who can afford to repay the loan.
  • Can I Borrow £1,000 with No Guarantor?
    Yes, there is no guarantor required to borrow money with Fund Ourselves, you can apply on an individual basis.
  • Is Fund Ourselves a Direct Lender?
    Yes, Fund Ourselves is a direct lender and not a broker. We will process your loan application from start to finish, including the application, underwriting, funding and collections.
  • Can I Repay My Loan Early?
    Yes, you can repay your loan early at any point, and there are no fees for clearing your account early. You may save money by paying early, since less interest is accrued overall.
  • Can I Apply if I am Unemployed or on Benefits?
    No, you will need to be earning a regular income to be eligible for a loan.
  • What Happens if My Application is Declined?
    If your loan quote is unsuccessful, there will not be any fees, charges or likely to be a negative impact to your credit score due to soft credit search. If you still decide to go ahead and your application is unsuccessful, just like with any other loan provider, the result of the unsuccessful application will be shared with the credit reference agency which is likely to impact your credit score.