Fund Ourselves
This blog aims to provide a common sense approach to the community to manage their personal finances better. It should not be treated as financial advice and it is not related to the regulated financial products offered by Fund Ourselves
How to save on your medication

How to save on your medication

When you’re feeling ill, the last thing you want to worry about is how much you’re spending on pricey pills and health treatments. Here’s our simple guide on how to cut the price of your prescriptions and medicines so you can concentrate on a swift recovery.

Asthma medicine charges

Asthma currently affects around 5.4 million people in the UK alone. In a recent study by Asthma UK, 64% of asthma sufferers said that the cost of asthma prescriptions has a negative impact on their finances.

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Baking on a budget

Baking on a budget

Baking can be many things: relaxing, challenging, creative, fun, delicious, super affordable… and if you are self isolating is a great way to keep you occupied once you have run out of box sets. Here’s how to make your cakes on the cheap.

Budget on the basics

Tasty bakes don’t require expensive ingredients – a successful cake or biscuit depends on accuracy, patience and a good recipe - not artisan butter, coconut oil and organic quinoa flour. Check out discount stores and supermarket budget ranges for your baking essentials including flour, butter, bicarbonate of soda, baking powder, sugar and cocoa powder.

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Cheap summer sports

Cheap summer sports

Getting active costs a lot less than you’d think, with a load of cash-saving sports activities on offer during the sunny months adults and kids can break a sweat without having to break the bank.

Get running

Going for a run is not only Free, but enjoyable and ideal for keeping you fit, especially when being at your fittest is even more important during these difficult times. All you really need is a pair of trainers and some light clothing and you are ready to set your PB (Personal Best).

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Garden/Park games for summer savers

Garden/Park games for summer savers

So we’re mid summer hols, and your children have bags of energy - how do you keep the little angels busy? Days out and new toys might stop those ‘I’m bored’ moans, but the cost soon adds up. Why not try a few fun garden/park games to entertain the kids? They’ll love playing together as a family and you can save cash for bigger things like a holiday.

Beast Hunters

All kids love bugs and mud, so combine the two and take them on a mini-beast hunt around the garden or local park. You’ll need some gardening spades and a bucket or plastic bug pot (with air holes). A magnifying glass comes in handy too. See how many different types of insect you can find and take photos to show their friends at school.

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Cheap summer BBQ ideas

Cheap summer BBQ ideas

Whilst throwing a BBQ party is against government guidelines at the moment due to Covid19, a BBQ MINI party for your household or support bubble sounds like a brilliant idea, until you consider the cost. All that cool kit and fancy food seems more likely to burn a hole in your wallet than give your meat a good grilling.

For advice on social distancing visit Government website

Get the BBQ kit

You don’t need to spend much to get a BBQ that works, although it’s worth forking out a little more if you’re going to be grilling every summer weekend.

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How to beat travel companies

How to beat travel companies

Dreaming of a week in the sun but finding your finances don't quite fit the fantasy? Don't despair. There are ways to bag a bargain summer break – and it will make that poolside cocktail taste all the sweeter.

Plan ahead

For the best choice of cheap deals in popular resorts, book early – like now! The same goes for low-cost flights to top destinations. If you're prepared to wing it and risk settling for a less than perfect package hold your nerve until around eight weeks before you travel.

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How to save money on your car

How to save money on your car

There's nothing quite like the feeling of owning your own car, getting behind the wheel and hitting the open road. But burning rubber can be a budget-busting experience. We look at ways you can drive… and save!

Lower car insurance

Insuring your car can be a costly business, especially if you're a new driver, or have made a previous car insurance claim. But it's worth shopping around as deals can vary wildly. Use comparison sites such as Go Compare and Compare the Market to search out the best deal.

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How to reduce your mobile phone bill

How to reduce your mobile phone bill

Of course, you need a mobile phone – most of us do. But do you really need to hand over the equivalent of your electricity bill each month to use it? Here's how to cut the cost without having to downgrade.

  • Get the right model for your needs
  • Contract or Pay as you Go?
  • Renegotiate your deal
  • Trade in or sell your old phone
  • Get the right contract
  • Keep an eye on the usage
  • Use the internet instead

Get the right model for your needs

Flagship smartphones are expensive. Really expensive. Before you spend over £1,000 From £1,049 on an iPhone 11, ask yourself if you actually need a top-of-the-range model. Budget handsets like the Motorola G5 or G5 Plus can do most of what premium models can, for a third of the price.

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