This blog aims to provide a common sense approach to the community to manage their personal finances better.
It should not be treated as financial advice and it is not related to the regulated financial products offered
by Fund Ourselves
Avoiding the winter blues
The weather is cold and we can’t just jump on a plane to sunnier climes – and Christmas has probably taken care of any spare cash we had (and probably some we didn’t).
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Will your home insurer pay up?
Home may be where the heart is – but it is also your biggest investment.
As a homeowner, you will almost certainly have home insurance to protect your property and contents. Buildings insurance is actually a condition of your mortgage – and contents insurance to protect your valuables, against theft loss or damage is just good sense.
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Cut the cost of feeding the family
With the children back at home with no school meals, and the rest of the family either working from home or on furlough, your food budget may be heading through the roof.
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Eat healthy for less
None of us need reminding that food is expensive. We may want to pay less for food – but we don’t want to take risks with our family’s health.
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Can you earn money if you are furloughed?
The Covid crisis has brought more than enough health worries – but at least the government has helped to reduce the financial effects.
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What can you do if your kids can’t go to school?
The news that the government is shutting schools to try to stem the spread of the coronavirus may have delighted some reluctant pupils – but it means problems for those heading for crucial exams, and real headaches for parents.
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How To Increase Your Home Security
Home security without paying a fortune
Home is not just where the heart is – it is where we keep the things we love, and value.
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Does the dentist bill hurt worse than the drill?
It is a sad fact of life that we need to visit the dentist.
No one likes going, and recent studies have found that as many as 20% of patients suffer real pain because they have extra sensitivity, due to a different nerve supply to their teeth.
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Looking good without feeling bad
Saving money on clothes
The Covid-19 lockdown has changed all our buying habits. We couldn’t get to the shops because they were shut, and there was almost no point buying new clothes, because there was nowhere to wear them to.
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Top tips for reducing your travel costs
Is your bus fare busting your budget? Try our top tips and topple your travel costs.
Walk to work
Let's be honest. We're all guilty of being a bit…well… lazy from time to time. Ask yourself this: could you walk to work? It might take a little longer, but it'll save you a fortune and work wonders on your waistline!
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Have you become a covid saver?
Covid, or rather the lockdown designed to counter it, has had some unexpected effects. It has meant serious problems for some people and families, and prompted the government to set up repayment holidays for mortgages, credit card, car and loan repayments.
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Cutting the cost of keeping a pet
Loyal, loving and part of the family, we would not want to be without our pets. But our furry (or in some cases, scaly) friends can work out surprisingly expensive to buy, feed and care for. The good news is that there are plenty of ways to ensure that keeping a pet need not keep you short of cash.
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