This blog aims to provide a common sense approach to the community to manage their personal finances better.
It should not be treated as financial advice and it is not related to the regulated financial products offered
by Fund Ourselves
What's the cheapest supermarket?
If you have a family to feed, you won’t need reminding about the effects of inflation. It is currently running at more than 5% - but what this actually means is that you pay more to feed the family.
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Are you an emotional spender?
We all like to think that we are sensible, organised people.
When we go shopping, we go out knowing what we want to buy, how much we plan to pay and we are certainly far too sensible to be swayed by a must have in a window…
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Fun things to do in spring (that don't cost a fortune)
Spring is very nearly here and warmer weather and longer days are coming with it. After the long months of winter – not to mention covid worries – it’s good to start thinking about getting out and about again.
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How to transform your kitchen – without raiding your savings
As any estate agent will tell you, the most important room in any home is the kitchen. You need enough bedrooms, you need space in the living room - but the kitchen is where everything – cooking, laundry and often eating – gets done.
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Petrol Prices Are Rising - Here Are 8 Strategies to Save Money at the Pump
The price of petrol is notoriously and constantly changing, with a litre fluctuating by as much as 5p in a month. For motorists, the ever-changing cost is a persistent cause of frustration.
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The easy – and cheap – way to spring clean
It may have started as a religious practice in the far east – or it could have been a reaction to seeing just how mucky a house had become when longer days and stronger sunlight revealed the dirt built up over winter.
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Getting in shape for spring
Spring is a time for shedding layers, but if you are planning to look good in the latest season’s fashions you may want to try shedding a few pounds too.
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Energy prices are going up – so get your bills going down
There are many factors to blame. The rapid economic bounce back, a bitter winter and uncertainty about supplies from Russia – but whatever the causes, the wholesale price of gas has gone up by a staggering 250%.
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Discover the prices that are actually falling
Inflation is hitting all of us hard, with costs of essentials like petrol rising by as much as 85%. Drivers are paying £16 more for a tank of fuel than they did this time last year, while rail fares will rise by 3.8% in March this year At home, the energy price cap will rise by £693 to £1,971 from April, while the trip to the supermarket seems to cost more every week.
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Cutting the cost of keeping cosy this winter
This winter could be long and cold for many of us, with electricity and gas prices going through the roof.
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A Simple Guide to Your Self Assessment Tax Returns for 2021
Self-assessment season is upon us again, and if you are required to do so, your personal tax return needs to be completed, submitted and paid up by the 31st of January, 2022. There’s not particularly long to go, so in this article, we are going to cover if you actually need to complete and submit a return for the 2020-21 tax year (just because you have done so in the past may not mean you need to do it for this particular tax year) and a four-step approach that you can use to prepare for completing your self-assessment tax return for the 2021 tax year.
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Hot tips for the cold season
Global warming can paradoxically mean winters are much colder.
But we can’t just click the central heating up another few degrees. It will only make carbon dioxide levels worse – and besides, this winter, energy costs are rocketing. ** **
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