This blog aims to provide a common sense approach to the community to manage their personal finances better.
It should not be treated as financial advice and it is not related to the regulated financial products offered
by Fund Ourselves
Having Netflix on your TV, laptop or mobile means that you always have something to watch. It offers a wide variety of award-winning TV programmes, films, cartoons for all the family, documentaries and more. You can watch as much as you want, whenever you want, without a single advert to spoil your fun – all for a single monthly price.
We can’t afford to spend a fortune on leisure time – especially if we have a family to keep amused.
Summer is here and many of us are ready to celebrate the end of lockdown with a barbeque.
Having people round to enjoy a few drinks and some fun food is a great way to reconnect with friends you might not have seen for over a year. It’s certainly easier to run than an indoor party and if there’s the occasional spilled drink or dropped plate, it’s not a disaster when it’s your lawn rather than your carpet that suffers.
Many more people are working from home these days, thanks to employers taking advantage of new technology like Zoom and Microsoft teams. But if you don’t have an understanding employer or if you don’t have an employer at all there are still ways to earn money at home.
Most of us are more than ready for a break this summer. But with travel restrictions and quarantine worries, hopping on a plane for a fortnight in the sun might not have its usual appeal.
Covid and lockdown has meant we have spent a great deal more time than usual at home. If staring at the same four walls is becoming tiring, or if they are starting to look a little worse for wear, it could be time to think about decorating.
It comes after energy regulator Ofgem ruled these customers were overcharged a total of £7.2million. The regulator found that these 18 suppliers failed to charge the correct prices when customers’ decided to switch supplier or tariff between 2013 and 2020. It’s not just the smaller suppliers. Energy firms who were in breach of its price protection promise include the Big Six suppliers - British Gas, E.on, EDF, npower, SSE and Scottish Power.
Most businesses will understand the value of loyal customers – and some will offer loyalty discounts to customers who have stayed with them for a few years.
The Chancellor’s budget on March 3rd came as a relief to many of us who expected big tax rises to pay for the government’s spending on the Covid crisis. There was a collective sigh of relief when he announced that there would be no hikes to Income Tax or Vat.
With the mass vaccination drive against coronavirus starting to bring infections down, the government is easing the tough restrictions we have all been living under.
We have all heard about the effect global warming has on the climate – but it also has a direct effect on your pocket. The cost of energy is increasing, which means that we find ourselves paying out more for the basic essentials of keeping our homes warm and supplied with hot water.
Worries about the environment have taken a back seat to the Covid crisis. But pollution, global warming and caring for our planet remain problems we need to answer.
